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金融公司遭十亿恶意贷款，首次讨要无果后，讨债公司老板瑞秋挺身而出。她集结布朗克和席德组成一支精英小队，成功夺取硬盘数据，锁定债主曼尼的隐秘资产。随后，小队展开一连串精密操作，曼尼的资产帝国被迫冻结，而曼尼也终于现身谈判同意还钱。但当曼尼付清了债款，金融公司却迟迟未将曼尼的资产归还，气急败坏的曼尼将瑞秋擒获试图进行要挟。精英小队是否能成功将瑞秋救出，而曼尼又将受到怎样的恐怖惩罚呢？
The film opens in a bleak police station where celebrated war correspondent Kate Rafter (Seagrove) faces questions from a psychiatrist, Dr Shaw (Kurylenko), as they work through the painful events of Rafter’s life. A horrific incident in war-torn Iraq and the death of her mother (Steed) have brought a haunted Rafter home to Herne Bay, a place she believed she had escaped forever. Her resentful sister (Friel) has not made her sister welcome and her forbearing husband Paul (Miles) fails to broker peace. Whilst packing up her mother’s belongings from her childhood home, Rafter comes to believe there is something strange and terrifying happening in the house next door.
